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No Warranties or Guarantees

The Ledgewood Advisory Group does not warrant or guarantee the outcome of any training course.  The CTP course content reflects the general body of knowledge tested by AFP examinations. Although AFP recommends using the AFP sponsored Learning System as a tool for study of the AFP body of knowledge, this course of study can in no way guarantee or ensure an individual’s success on the AFP certification exams.

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AFP is the sole and lawful owner of its name, acronym, logo, copyrighted material, marks and other intellectual property including the CTP logo and course materials.  These materials are protected by United States Copyright Law, International Copyright Laws and International Treaty Provisions.


Copyright © 2011 Association for Financial Professionals, Inc. Bethesda, Maryland, U.S.A. All rights reserved.


Force Majeure

Ledgewood Advisory Group and affiliates will not be liable or deemed to be in default for any delay or failure in performance or delivery of content resulting directly or indirectly from any cause or circumstance beyond its or their responsible control, including but not limited to strikes, boycotts, labor disputes, acts of God, acts of the public enemy, wars, acts of superior governmental authority, severe weather conditions, earthquakes or natural disasters, riots, rebellion, sabotage, computer failure or any other circumstances for which it is not responsible or which is not under its control.


The participants of Ledgewood Advisory Group training programs agrees to indemnify and hold the Ledgewood Advisory Group officers, its clients, officers’ relatives, subcontractors, third party individuals or companies who have provided input into the training program harmless from all losses, damages, liabilities or expenses relating to or arising out of the training program.